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We support all major platforms, including Shopify, WooCommerce, and Clickfunnels.
If it doesn't work, It doesn't matter
Helping businesses grow for 15+ years
They don’t teach credit card processing in school so having an experienced processing partner can make a world of difference for your business. From low-risk to high-risk, we do it all. We will consult with you to understand all of your needs and provide solutions to help you succeed. The Merchant Guru works with all businesses & specializes in high-risk merchant accounts for industries that other providers avoid. From retail credit card processing to adult merchant accounts, we deliver the tools and expertise you need to get approved and grow.
Retail businesses can be approved same day and card-not-present merchants in 24 hours.
We have been helping and supporting businesses grow for 15 years. Real people helping businesses grow.
Platforms, gateways, integrations, terminals, Point of Sale, & multiple merchant accounts. Options are a good thing to have.
We offer PCI DSS Compliance, tokenization, fraud tools, plus API-first and plugin-based checkout options.
Tiered, flat rate, and interchange pricing that are tailored to your transaction profile and business type.
We aim to be a long-term partner as you scale your business.
This is so important to us here at The Merchant Guru. We have heard too many stories of merchant providers discontinuing service once the merchant starts processing. Let’s dig into it, though…
Why do processors approve merchants and then shut them down after they start processing?
It can be for Several reasons
1. Many large processors do what is called “Reverse Underwriting”. This is a strategy where the set-up process is made to be very simple. Essentially, EVERYONE is approved. Once you start processing, however, is when they will underwrite a business and decide whether they like the business or not.
2. Auto Approvals – If you have decent credit and you fall into a generic business category code, you may be approved automatically through a processor’s algorithm. Great news, right? not necessarily. This process was really developed for brick & Mortar retail businesses, and generally will still have to get approved by an underwriter
Not every business fits into a box, and there are too many industries for us to list them all on this page. Check our industries page for a more comprehensive list. Either way, give us a call. We want to hear about your business, and I’d be willing to bet that we are the last call that you need to make.
Many businesses that come to us are either in the beginning stages of starting a business or have an issue that they are looking to solve. Every business is different, but many of the challenges they face are shared. The great news for our merchants is that we are willing and able to help them with the many issues that they are facing.
We take pride in being experts in merchant services for every industry that we work with. Every now and then, we come across a unique business that doesnt fit in “a box”, and that is where our merchants help us grow. Regardless, we have the tools and resources to set our merchants up with a reliable payment processing solution so you can focus on running your business.
Let’s just call it what it is. Your success is our success! We want you to win! Our commitment to you is to do everything we can to help you along your path to get there!
We work with virtually every business. Our general rule of thumb is that if it’s legal, we can likely assist you in securing a merchant account. With 20 years of industry experience, we talk to merchants on a daily basis that have struggled to find a merchant provider that fit’s their needs. We pride ourselves with finding a reliable solution so you can focus on running your business.
This happens often. We may not have a direct integration, but we may use 3rd-party integrations such as Authorize.net or NMI, amongst others, to integrate. Get in touch with a guru today, and we can advise.
In many cases, we can, depending on the business type and situation. Some businesses like to do this to build relationships with multiple processors & split their processing volume. This can be very beneficial for businesses, especially businesses that are growing.
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